OFG Bancorp
S&P 500OFG/Financial Services · Banks - Regional/NYSE
Dividend Yield
2.65%
$1.25 · Annual Dividend
Dividend Safety Rating
OFG's dividend appears very safe. Strengths include a 25.8% earnings payout ratio & 28.2% fcf payout ratio. The dividend has been growing at a 26.30% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 10 of 10 metrics
Strengths
- Earnings Payout Ratio: 25.8%Low earnings payout ratio leaves room to grow the dividend.
- FCF Payout Ratio: 28.2%Free cash flow comfortably covers the dividend.
- Net Debt / Total Assets: -4.5%Healthy balance sheet with low net debt.
Risks
No material risks identified across rated metrics.
Payout & Coverage
Very SafeBalance Sheet
Very SafeProfitability
SafeDividend Track Record
Very SafeAbout OFG Bancorp
OFG Bancorp is a financial holding company that provides a diverse range of banking and related services primarily in Puerto Rico. The company's key function is to deliver comprehensive financial solutions through its various subsidiaries, with a focus on consumer, commercial, and institutional customers. OFG Bancorp's offerings include retail banking products like savings and checking accounts, mortgage and personal loans, as well as commercial and industrial loans for businesses. Moreover, the company is instrumental in supporting the local economy by facilitating capital access and financial planning, playing a pivotal role in Puerto Rico's banking sector. As a provider of investment services and wealth management, OFG Bancorp aids its clientele in achieving financial stability and growth. Its presence in the market is marked by a commitment to innovation and customer service, contributing significantly to the region's financial infrastructure and underscoring its importance in the financial markets of Puerto Rico.
Dividend Overview
Dividend Yield
2.65%
Annual Dividend
$1.25
Frequency
Quarterly
Payout Ratio
25.83%
FCF Payout Ratio
28.24%
52-Week Range
$35.71 - $49.56
Dividend History (2016–2025)
OFG annual dividend per share and yield history
Earnings & Profitability
OFG earnings per share and net profit margin
Key Dates
Next Ex-Dividend Date
June 30, 2026
Next Payment Date
July 15, 2026
Dividend Growth
3-Year Dividend CAGR
8.74%
5-Year Dividend CAGR
26.30%
10-Year Dividend CAGR
9.60%
3-Year Total Growth
28.57%
5-Year Total Growth
221.43%
10-Year Total Growth
150.00%
Income Calculator
Frequently Asked Questions
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How is OFG's Dividend Safety Rating calculated?
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.