Bank OZK
S&P 500OZK/Financial Services · Banks - Regional/NASDAQ
Dividend Yield
3.65%
$1.82 · Annual Dividend
Dividend Safety Rating
OZK's dividend appears very safe. Strengths include a 28.9% earnings payout ratio & 30.8% fcf payout ratio. The dividend has been growing at a 10.06% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 9 of 10 metrics
Strengths
- Earnings Payout Ratio: 28.9%Low earnings payout ratio leaves room to grow the dividend.
- FCF Payout Ratio: 30.8%Free cash flow comfortably covers the dividend.
- Operating Margin: 56.3%Healthy operating margin provides a wide buffer.
Risks
No material risks identified across rated metrics.
Payout & Coverage
Very SafeBalance Sheet
N/AProfitability
SafeDividend Track Record
Very SafeAbout Bank OZK
Bank OZK is a regional bank offering a comprehensive suite of retail and commercial banking services across multiple states. It provides diverse deposit products such as non-interest-bearing checking, interest-bearing transaction accounts, business sweep, savings, money market, individual retirement, and time deposits to meet varied customer needs. The bank extends a broad array of lending solutions, including real estate, consumer and business purpose loans, indirect recreational vehicle and marine financing, commercial and industrial loans, government-guaranteed, agricultural, small business, homebuilder, and affordable housing loans. Additional offerings encompass business aviation and subscription financing, mortgage products, personal loans, credit cards, and personal investment accounts. With over 250 banking centers in nine states, Bank OZK supports personal checking and savings, online and mobile banking, and tailored financial solutions for individuals, businesses, and communities. Founded in 1903 and headquartered in Little Rock, Arkansas, Bank OZK emphasizes relationship-driven service, operational excellence, and innovative banking to foster customer growth and economic development.
Dividend Overview
Dividend Yield
3.65%
Annual Dividend
$1.82
Frequency
Quarterly
Payout Ratio
28.94%
FCF Payout Ratio
30.81%
52-Week Range
$42.37 - $53.66
Dividend History (2016–2025)
OZK annual dividend per share and yield history
Earnings & Profitability
OZK earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
April 13, 2026
Last Payment Date
April 20, 2026
Dividend Growth
3-Year Dividend CAGR
11.36%
5-Year Dividend CAGR
10.06%
10-Year Dividend CAGR
12.21%
3-Year Total Growth
38.10%
5-Year Total Growth
61.48%
10-Year Total Growth
216.36%
Income Calculator
Frequently Asked Questions
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How is OZK's Dividend Safety Rating calculated?
Want to understand how we rate dividend safety? Read our full methodology
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.