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Preferred Bank

S&P 500

PFBC/Financial Services · Banks - Regional/NASDAQ

Dividend Yield

3.11%

$3.10 · Annual Dividend

Stock Price$104.74P/E9.3MCap1.2BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

98/ 100Very Safe

PFBC's dividend appears very safe. Strengths include a 35.9% earnings payout ratio & 22.8% fcf payout ratio. The dividend has been growing at a 20.11% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 9 of 10 metrics

Strengths

  • Earnings Payout Ratio: 35.9%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 22.8%Free cash flow comfortably covers the dividend.
  • Operating Margin: 66.0%Healthy operating margin provides a wide buffer.

Risks

No material risks identified across rated metrics.

Payout & Coverage

Very Safe
35.9%Very Safe
22.8%Very Safe

Balance Sheet

N/A

Profitability

Very Safe
66.0%Very Safe
Very StableVery Safe

Dividend Track Record

Very Safe
11+ yrsVery Safe
NoneVery Safe
20.1%Very Safe
GrowingVery Safe

About Preferred Bank

Preferred Bank is a community-oriented financial institution specializing in commercial banking services, primarily serving businesses and professionals. Established in 1991 and headquartered in Los Angeles, California, it offers a comprehensive range of financial products, including commercial lending, real estate finance, and cash management services. Preferred Bank focuses on providing personalized banking solutions, making it a key player for small to medium-sized businesses seeking tailored financial services. The bank further distinguishes itself by offering customized depository accounts and treasury management solutions, addressing the unique needs of its predominantly commercial client base. Aiming to foster long-term relationships, Preferred Bank operates within the context of localized service yet maintains a strong financial performance and stability in the wider banking industry. This has established its significance in facilitating economic growth and development within the communities it serves, particularly within the Greater Los Angeles area and beyond.

Dividend Overview

Dividend Yield

3.11%

Annual Dividend

$3.10

Frequency

Quarterly

Payout Ratio

35.95%

FCF Payout Ratio

22.84%

52-Week Range

$81.50 - $104.85

Dividend History (2016–2025)

PFBC annual dividend per share and yield history

Earnings & Profitability

PFBC earnings per share and net profit margin

Key Dates

Next Ex-Dividend Date

July 7, 2026

Last Payment Date

April 21, 2026

Dividend Growth

3-Year Dividend CAGR

20.37%

5-Year Dividend CAGR

20.11%

10-Year Dividend CAGR

20.62%

3-Year Total Growth

74.42%

5-Year Total Growth

150.00%

10-Year Total Growth

552.17%

Income Calculator

PFBC Dividend Calculator

Total Investment

$10,474.00

Annual Income

$310.00

Quarterly Income

$77.50

Monthly Income

$25.83

Frequently Asked Questions

What is PFBC's current dividend yield?
Preferred Bank (PFBC) currently has a dividend yield of 3.11%, based on a stock price of $104.74 and an annual dividend of $3.10.
When is PFBC's next dividend payment date?
PFBC's next ex-dividend date is 2026-07-07 and the next payment date is 2026-04-21. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does PFBC pay in dividends per year?
Preferred Bank paid $3.00 per share in annual dividends in 2025. The dividends are paid quarterly.
Has PFBC been increasing its dividend?
Preferred Bank has grown its dividend at a 5-year CAGR of 20.11% and a 10-year CAGR of 20.62%.
Is PFBC's dividend safe?
Preferred Bank has a payout ratio of 35.95%. Its free cash flow payout ratio is 22.84%. A payout ratio below 60% is generally considered sustainable.
How is PFBC's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Preferred Bank's dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.