Provident Financial Services Inc.
S&P 500PFS/Financial Services · Banks - Regional/NYSE
Dividend Yield
4.17%
$0.96 · Annual Dividend
Dividend Safety Rating
PFS's dividend appears very safe. Strengths include a 40.8% earnings payout ratio & 29.5% fcf payout ratio. Areas of concern: 0.9% 5-year dividend cagr. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 9 of 10 metrics
Strengths
- Earnings Payout Ratio: 40.8%Low earnings payout ratio leaves room to grow the dividend.
- FCF Payout Ratio: 29.5%Free cash flow comfortably covers the dividend.
- Operating Margin: 53.5%Healthy operating margin provides a wide buffer.
Risks
- 5-Year Dividend CAGR: 0.9%Dividend growth has been weak or negative.
Payout & Coverage
Very SafeBalance Sheet
N/AProfitability
SafeDividend Track Record
SafeAbout Provident Financial Services Inc.
Provident Financial Services Inc. is a financial holding company primarily involved in providing traditional banking services. It offers a range of retail and commercial banking products, including checking and savings accounts, mortgages, business loans, and lines of credit, serving individual customers and small to medium-sized enterprises. This company plays a critical role in the financial ecosystem, especially in regional markets where its branches are concentrated. Headquartered in New Jersey, Provident Financial Services Inc. has built a reputation for community banking, supporting local clients with personalized service and financial products tailored to meet their needs. The company's strategic focus often includes expanding its reach through acquisitions and investments in technology to enhance its digital banking offerings, aligning with modern market trends. Provident Financial Services Inc.'s market significance lies in its consistent dividend payouts, appealing to income-focused investors, and its stability as a regional bank. Its presence in local economies is integral, fostering economic growth and providing essential financial services that facilitate everyday transactions and funding for local businesses.
Dividend Overview
Dividend Yield
4.17%
Annual Dividend
$0.96
Frequency
Quarterly
Payout Ratio
40.85%
FCF Payout Ratio
29.55%
52-Week Range
$16.73 - $23.98
Dividend History (2016–2025)
PFS annual dividend per share and yield history
Earnings & Profitability
PFS earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
May 15, 2026
Last Payment Date
May 29, 2026
Dividend Growth
3-Year Dividend CAGR
0.00%
5-Year Dividend CAGR
0.85%
10-Year Dividend CAGR
3.98%
3-Year Total Growth
0.00%
5-Year Total Growth
4.35%
10-Year Total Growth
47.69%
Income Calculator
Frequently Asked Questions
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.