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Pinnacle Financial Partners Inc. (PNFP) logo

Pinnacle Financial Partners Inc.

S&P 500

PNFP/Financial Services · Banks - Regional/NASDAQ

Dividend Yield

1.53%

$1.48 · Annual Dividend

Stock Price$98.70P/E13.4MCap14.6BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

89/ 100Very Safe

PNFP's dividend appears very safe. Strengths include a 17.0% earnings payout ratio & 9.7% fcf payout ratio. Areas of concern: 6.2% return on equity. The dividend has been growing at a 8.45% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 9 of 10 metrics

Strengths

  • Earnings Payout Ratio: 17.0%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 9.7%Free cash flow comfortably covers the dividend.
  • Operating Margin: 46.9%Healthy operating margin provides a wide buffer.

Risks

  • Return on Equity: 6.2%Return on equity is below industry norms.

Payout & Coverage

Very Safe
17.0%Very Safe
9.7%Very Safe

Balance Sheet

N/A

Profitability

Safe

Dividend Track Record

Very Safe
11+ yrsVery Safe
NoneVery Safe
GrowingVery Safe

About Pinnacle Financial Partners Inc.

Pinnacle Financial Partners Inc. is a regional bank holding company that, together with its subsidiary Pinnacle Bank, provides a comprehensive suite of financial services to commercial and consumer clients across the Southeast and Atlantic Coast regions. It offers traditional banking products such as savings, checking, money market, and certificate of deposit accounts, alongside lending solutions including commercial, real estate, and consumer loans tailored to individuals, small to medium-sized businesses, and their owners. The company also delivers treasury management services like online wire origination, enhanced ACH, positive pay, zero balance accounts, and sweeps, as well as investment, trust, mortgage, and insurance products. Organized by geography with local decision-making authority, Pinnacle Financial Partners Inc. emphasizes relationship-based banking through teams of lenders, treasury specialists, and wealth advisors serving clients in nine states: Tennessee, Georgia, Florida, North Carolina, South Carolina, Alabama, Kentucky, Virginia, and Maryland. Following its merger with Synovus Financial Corp., the holding company is headquartered in Atlanta, Georgia, while the bank is headquartered in Nashville, Tennessee, operating more than 400 offices and maintaining strong deposit market share in key metropolitan areas like Nashville and Atlanta.

Dividend Overview

Dividend Yield

1.53%

Annual Dividend

$1.48

Frequency

Quarterly

Payout Ratio

16.97%

FCF Payout Ratio

9.69%

52-Week Range

$81.08 - $120.46

Dividend History (2016–2025)

PNFP annual dividend per share and yield history

Earnings & Profitability

PNFP earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

May 1, 2026

Last Payment Date

May 29, 2026

Dividend Growth

3-Year Dividend CAGR

2.94%

5-Year Dividend CAGR

8.45%

10-Year Dividend CAGR

7.18%

3-Year Total Growth

9.09%

5-Year Total Growth

50.00%

10-Year Total Growth

100.00%

Income Calculator

PNFP Dividend Calculator

Total Investment

$9,870.00

Annual Income

$148.00

Quarterly Income

$37.00

Monthly Income

$12.33

Frequently Asked Questions

What is PNFP's current dividend yield?
Pinnacle Financial Partners Inc. (PNFP) currently has a dividend yield of 1.53%, based on a stock price of $98.70 and an annual dividend of $1.48.
When is PNFP's next dividend payment date?
PNFP's next ex-dividend date is 2026-05-01 and the next payment date is 2026-05-29. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does PNFP pay in dividends per year?
Pinnacle Financial Partners Inc. paid $0.96 per share in annual dividends in 2025. The dividends are paid quarterly.
Has PNFP been increasing its dividend?
Pinnacle Financial Partners Inc. has grown its dividend at a 5-year CAGR of 8.45% and a 10-year CAGR of 7.18%.
Is PNFP's dividend safe?
Pinnacle Financial Partners Inc. has a payout ratio of 16.97%. Its free cash flow payout ratio is 9.69%. A payout ratio below 60% is generally considered sustainable.
How is PNFP's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Pinnacle Financial Partners Inc.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.