Safety Insurance Group Inc.
S&P 500SAFT/Financial Services · Insurance - Property & Casualty/NASDAQ
Dividend Yield
5.21%
$3.68 · Annual Dividend
Dividend Safety Rating
SAFT's dividend appears safe and well-supported. Strengths include a 31.6% fcf payout ratio & -0.5% net debt / total assets. Areas of concern: 86.5% earnings payout ratio & 7.4% return on equity. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 10 of 10 metrics
Strengths
- FCF Payout Ratio: 31.6%Free cash flow comfortably covers the dividend.
- Net Debt / Total Assets: -0.5%Healthy balance sheet with low net debt.
- Dividend Streak: 11+ yrsLong, uninterrupted dividend track record.
Risks
- Operating Margin: -5.5%Operating margin is thin and pressures the dividend.
- Earnings Payout Ratio: 86.5%High earnings payout ratio leaves little safety margin.
- Return on Equity: 7.4%Return on equity is below industry norms.
Payout & Coverage
SafeBalance Sheet
Very SafeProfitability
WarningDividend Track Record
SafeAbout Safety Insurance Group Inc.
Safety Insurance Group Inc. is a prominent insurance company primarily engaged in underwriting a wide array of property and casualty insurance products. Established to meet the diverse coverage needs of individuals and businesses, Safety Insurance Group focuses on offering comprehensive and customizable insurance solutions, including automobile, homeowner, and business owner policies. Serving primarily the New England region, the company maintains a strong market presence with its extensive network of independent insurance agents who provide clients with personalized service and guidance. The company's core strength lies in its meticulous risk assessment techniques and commitment to customer service, ensuring client satisfaction and reliability. Safety Insurance Group plays a critical role in the insurance market by helping to protect individuals and businesses from financial uncertainties and potential losses. Its strategic focus on regional expertise allows it to adapt to local market dynamics and regulatory requirements effectively. Headquartered in Boston, Massachusetts, Safety Insurance Group Inc. remains a key player in the property and casualty industry, continuously expanding its offerings to address evolving consumer demands and economic conditions.
Dividend Overview
Dividend Yield
5.21%
Annual Dividend
$3.68
Frequency
Quarterly
Payout Ratio
86.52%
FCF Payout Ratio
31.65%
52-Week Range
$67.04 - $81.49
Dividend History (2016–2025)
SAFT annual dividend per share and yield history
Earnings & Profitability
SAFT earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
June 1, 2026
Last Payment Date
June 12, 2026
Dividend Growth
3-Year Dividend CAGR
0.37%
5-Year Dividend CAGR
0.22%
10-Year Dividend CAGR
2.66%
3-Year Total Growth
1.11%
5-Year Total Growth
1.11%
10-Year Total Growth
30.00%
Income Calculator
Frequently Asked Questions
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How is SAFT's Dividend Safety Rating calculated?
Want to understand how we rate dividend safety? Read our full methodology
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.