Back to Dividend Stocks
Safety Insurance Group Inc. (SAFT) logo

Safety Insurance Group Inc.

S&P 500

SAFT/Financial Services · Insurance - Property & Casualty/NASDAQ

Dividend Yield

5.21%

$3.68 · Annual Dividend

Stock Price$72.49P/E16.7MCap1.0BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

65/ 100Safe

SAFT's dividend appears safe and well-supported. Strengths include a 31.6% fcf payout ratio & -0.5% net debt / total assets. Areas of concern: 86.5% earnings payout ratio & 7.4% return on equity. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 10 of 10 metrics

Strengths

  • FCF Payout Ratio: 31.6%Free cash flow comfortably covers the dividend.
  • Net Debt / Total Assets: -0.5%Healthy balance sheet with low net debt.
  • Dividend Streak: 11+ yrsLong, uninterrupted dividend track record.

Risks

  • Operating Margin: -5.5%Operating margin is thin and pressures the dividend.
  • Earnings Payout Ratio: 86.5%High earnings payout ratio leaves little safety margin.
  • Return on Equity: 7.4%Return on equity is below industry norms.

Payout & Coverage

Safe
31.6%Very Safe

Balance Sheet

Very Safe

Profitability

Warning
7.4%Warning
-5.5%Danger

Dividend Track Record

Safe
11+ yrsVery Safe
NoneVery Safe

About Safety Insurance Group Inc.

Safety Insurance Group Inc. is a prominent insurance company primarily engaged in underwriting a wide array of property and casualty insurance products. Established to meet the diverse coverage needs of individuals and businesses, Safety Insurance Group focuses on offering comprehensive and customizable insurance solutions, including automobile, homeowner, and business owner policies. Serving primarily the New England region, the company maintains a strong market presence with its extensive network of independent insurance agents who provide clients with personalized service and guidance. The company's core strength lies in its meticulous risk assessment techniques and commitment to customer service, ensuring client satisfaction and reliability. Safety Insurance Group plays a critical role in the insurance market by helping to protect individuals and businesses from financial uncertainties and potential losses. Its strategic focus on regional expertise allows it to adapt to local market dynamics and regulatory requirements effectively. Headquartered in Boston, Massachusetts, Safety Insurance Group Inc. remains a key player in the property and casualty industry, continuously expanding its offerings to address evolving consumer demands and economic conditions.

Dividend Overview

Dividend Yield

5.21%

Annual Dividend

$3.68

Frequency

Quarterly

Payout Ratio

86.52%

FCF Payout Ratio

31.65%

52-Week Range

$67.04 - $81.49

Dividend History (2016–2025)

SAFT annual dividend per share and yield history

Earnings & Profitability

SAFT earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

June 1, 2026

Last Payment Date

June 12, 2026

Dividend Growth

3-Year Dividend CAGR

0.37%

5-Year Dividend CAGR

0.22%

10-Year Dividend CAGR

2.66%

3-Year Total Growth

1.11%

5-Year Total Growth

1.11%

10-Year Total Growth

30.00%

Income Calculator

SAFT Dividend Calculator

Total Investment

$7,249.00

Annual Income

$368.00

Quarterly Income

$92.00

Monthly Income

$30.67

Frequently Asked Questions

What is SAFT's current dividend yield?
Safety Insurance Group Inc. (SAFT) currently has a dividend yield of 5.21%, based on a stock price of $72.49 and an annual dividend of $3.68.
When is SAFT's next dividend payment date?
SAFT's next ex-dividend date is 2026-06-01 and the next payment date is 2026-06-12. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does SAFT pay in dividends per year?
Safety Insurance Group Inc. paid $3.64 per share in annual dividends in 2025. The dividends are paid quarterly.
Has SAFT been increasing its dividend?
Safety Insurance Group Inc. has grown its dividend at a 5-year CAGR of 0.22% and a 10-year CAGR of 2.66%.
Is SAFT's dividend safe?
Safety Insurance Group Inc. has a payout ratio of 86.52%. Its free cash flow payout ratio is 31.65%. The payout ratio is moderate. Monitor earnings to ensure sustainability.
How is SAFT's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Safety Insurance Group Inc.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

Track SAFT Dividends with OnlyDividends

What will SAFT actually pay you after taxes? Track every payout, get notified on payment dates, and stop guessing.

Download the App

This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.