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Seacoast Banking Corporation of Florida (SBCF) logo

Seacoast Banking Corporation of Florida

S&P 500

SBCF/Financial Services · Banks - Regional/NASDAQ

Dividend Yield

2.41%

$0.75 · Annual Dividend

Stock Price$32.46P/E20.7MCap3.0BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

83/ 100Very Safe

SBCF's dividend appears very safe. Strengths include a 49.7% earnings payout ratio & 33.1% fcf payout ratio. Areas of concern: 5.5% return on equity. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 8 of 10 metrics

Strengths

  • Earnings Payout Ratio: 49.7%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 33.1%Free cash flow comfortably covers the dividend.
  • Operating Margin: 38.5%Healthy operating margin provides a wide buffer.

Risks

  • Return on Equity: 5.5%Return on equity is below industry norms.

Payout & Coverage

Very Safe
49.7%Very Safe
33.1%Very Safe

Balance Sheet

N/A

Profitability

Caution
5.5%Warning
38.5%Very Safe

Dividend Track Record

Safe
5+ yrsCaution
NoneVery Safe
GrowingVery Safe

About Seacoast Banking Corporation of Florida

Seacoast Banking Corporation of Florida is a community financial institution that provides a comprehensive range of banking services with a focus on serving the local Florida market. Its primary function is to offer personal, business, and investment banking products and services, designed to meet the varied needs of its customers. The company operates across key sectors such as consumer and small business loans, commercial real estate, and investment services, thereby significantly impacting regional economic growth and development. Seacoast Banking is well-regarded for its customer-centric approach, providing tailored solutions that span mortgage lending, personal and business checking, savings accounts, as well as wealth management services. This versatility ensures it maintains a vital role within its operational geography. In the financial market, Seacoast Banking stands out due to its strategic focus on community banking practices, leveraging local market knowledge to maintain resilience and growth. Headquartered in Stuart, Florida, it remains a pivotal contributor to the local economy and a staple in the financial landscape of the Sunshine State.

Dividend Overview

Dividend Yield

2.41%

Annual Dividend

$0.75

Frequency

Quarterly

Payout Ratio

49.66%

FCF Payout Ratio

33.15%

52-Week Range

$25.70 - $35.55

Dividend History (2016–2025)

SBCF annual dividend per share and yield history

Earnings & Profitability

SBCF earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

June 15, 2026

Next Payment Date

June 30, 2026

Dividend Growth

3-Year Dividend CAGR

4.48%

5-Year Dividend CAGR

N/A

10-Year Dividend CAGR

N/A

3-Year Total Growth

14.06%

5-Year Total Growth

N/A

10-Year Total Growth

N/A

Income Calculator

SBCF Dividend Calculator

Total Investment

$3,246.00

Annual Income

$75.00

Quarterly Income

$18.75

Monthly Income

$6.25

Frequently Asked Questions

What is SBCF's current dividend yield?
Seacoast Banking Corporation of Florida (SBCF) currently has a dividend yield of 2.41%, based on a stock price of $32.46 and an annual dividend of $0.75.
When is SBCF's next dividend payment date?
SBCF's next ex-dividend date is 2026-06-15 and the next payment date is 2026-06-30. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does SBCF pay in dividends per year?
Seacoast Banking Corporation of Florida paid $0.73 per share in annual dividends in 2025. The dividends are paid quarterly.
Has SBCF been increasing its dividend?
Seacoast Banking Corporation of Florida has grown its dividend at a 5-year CAGR of —.
Is SBCF's dividend safe?
Seacoast Banking Corporation of Florida has a payout ratio of 49.66%. Its free cash flow payout ratio is 33.15%. A payout ratio below 60% is generally considered sustainable.
How is SBCF's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Seacoast Banking Corporation of Florida's dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.