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Southside Bancshares Inc. (SBSI) logo

Southside Bancshares Inc.

S&P 500

SBSI/Financial Services · Banks - Regional/NYSE

Dividend Yield

4.26%

$1.44 · Annual Dividend

Stock Price$35.13P/E14.3MCap1.0BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

82/ 100Very Safe

SBSI's dividend appears very safe. Strengths include a 61.0% earnings payout ratio & 44.5% fcf payout ratio. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 10 of 10 metrics

Strengths

  • Net Debt / Total Assets: 4.1%Healthy balance sheet with low net debt.
  • Operating Margin: 42.6%Healthy operating margin provides a wide buffer.
  • Dividend Streak: 11+ yrsLong, uninterrupted dividend track record.

Risks

No material risks identified across rated metrics.

Payout & Coverage

Safe

Balance Sheet

Very Safe

Profitability

Safe

Dividend Track Record

Safe
11+ yrsVery Safe
NoneVery Safe

About Southside Bancshares Inc.

Southside Bancshares Inc. is a financial holding company that operates through its primary subsidiary, Southside Bank. Based in Texas, it functions as a regional bank providing a comprehensive range of financial services to individuals, businesses, and public sector clients. Its primary role is to facilitate various banking activities, including personal and business checking and savings accounts, loans, and mortgages. Notably, the bank serves industries such as real estate, healthcare, and agriculture, underscoring its importance in the local economic landscape. With a focus on community banking, Southside Bancshares Inc. supports local economic growth by offering tailored financial solutions and expertise. Its market presence is significant within its operational regions, where it maintains a commitment to customer service and community involvement. Through strategic acquisitions and organic growth, Southside Bancshares Inc. continues to enhance its service offerings and geographic footprint, contributing to its role as a key player in the regional banking sector.

Dividend Overview

Dividend Yield

4.26%

Annual Dividend

$1.44

Frequency

Quarterly

Payout Ratio

61.02%

FCF Payout Ratio

44.50%

52-Week Range

$26.32 - $35.27

Dividend History (2016–2025)

SBSI annual dividend per share and yield history

Earnings & Profitability

SBSI earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

May 18, 2026

Last Payment Date

June 1, 2026

Dividend Growth

3-Year Dividend CAGR

1.92%

5-Year Dividend CAGR

2.07%

10-Year Dividend CAGR

4.58%

3-Year Total Growth

5.88%

5-Year Total Growth

10.77%

10-Year Total Growth

56.54%

Income Calculator

SBSI Dividend Calculator

Total Investment

$3,513.00

Annual Income

$144.00

Quarterly Income

$36.00

Monthly Income

$12.00

Frequently Asked Questions

What is SBSI's current dividend yield?
Southside Bancshares Inc. (SBSI) currently has a dividend yield of 4.26%, based on a stock price of $35.13 and an annual dividend of $1.44.
When is SBSI's next dividend payment date?
SBSI's next ex-dividend date is 2026-05-18 and the next payment date is 2026-06-01. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does SBSI pay in dividends per year?
Southside Bancshares Inc. paid $1.44 per share in annual dividends in 2025. The dividends are paid quarterly.
Has SBSI been increasing its dividend?
Southside Bancshares Inc. has grown its dividend at a 5-year CAGR of 2.07% and a 10-year CAGR of 4.58%.
Is SBSI's dividend safe?
Southside Bancshares Inc. has a payout ratio of 61.02%. Its free cash flow payout ratio is 44.50%. The payout ratio is moderate. Monitor earnings to ensure sustainability.
How is SBSI's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Southside Bancshares Inc.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.