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SLM Corporation

S&P 500

SLM/Financial Services · Credit Services/NASDAQ

Dividend Yield

2.28%

$0.52 · Annual Dividend

Stock Price$24.61P/E6.3MCap4.3BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

95/ 100Very Safe

SLM's dividend appears very safe. Strengths include a 14.4% earnings payout ratio & 36.9% fcf payout ratio. The dividend has been growing at a 19.88% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 10 of 10 metrics

Strengths

  • Earnings Payout Ratio: 14.4%Low earnings payout ratio leaves room to grow the dividend.
  • FCF Payout Ratio: 36.9%Free cash flow comfortably covers the dividend.
  • Net Debt / Total Assets: 5.4%Healthy balance sheet with low net debt.

Risks

No material risks identified across rated metrics.

Payout & Coverage

Very Safe
14.4%Very Safe
36.9%Very Safe

Balance Sheet

Very Safe

Profitability

Safe
30.9%Very Safe
70.1%Very Safe

Dividend Track Record

Very Safe
7+ yrsSafe
NoneVery Safe
19.9%Very Safe
GrowingVery Safe

About SLM Corporation

SLM Corporation, commonly known as Sallie Mae, is a leading consumer banking company specializing in private education loans and related financial services in the United States. Its primary function is to originate, service, and collect private student loans for undergraduate, graduate, MBA, career training, parent, medical, dental, and law programs, helping students and families finance higher education costs. SLM Corporation also provides retail banking products including high-yield savings accounts, money market accounts, and certificates of deposit, along with college savings options like 529 plans, scholarship search tools, and financial planning resources. Operating in the education finance and credit services sectors, it supports a wide range of customers from prospective students and parents to alumni through online tools, direct marketing, and campus partnerships. Founded in 1972 and headquartered in Newark, Delaware, SLM Corporation plays a key role in making education more accessible by offering a comprehensive ecosystem of savings, planning, and payment solutions tailored to the unique needs of the higher education community.

Dividend Overview

Dividend Yield

2.28%

Annual Dividend

$0.52

Frequency

Quarterly

Payout Ratio

14.44%

FCF Payout Ratio

36.88%

52-Week Range

$17.77 - $34.97

Dividend History (2016–2025)

SLM annual dividend per share and yield history

Earnings & Profitability

SLM earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

June 4, 2026

Last Payment Date

June 15, 2026

Dividend Growth

3-Year Dividend CAGR

5.73%

5-Year Dividend CAGR

19.88%

10-Year Dividend CAGR

N/A

3-Year Total Growth

18.18%

5-Year Total Growth

147.62%

10-Year Total Growth

N/A

Income Calculator

SLM Dividend Calculator

Total Investment

$2,461.00

Annual Income

$52.00

Quarterly Income

$13.00

Monthly Income

$4.33

Frequently Asked Questions

What is SLM's current dividend yield?
SLM Corporation (SLM) currently has a dividend yield of 2.28%, based on a stock price of $24.61 and an annual dividend of $0.52.
When is SLM's next dividend payment date?
SLM's next ex-dividend date is 2026-06-04 and the next payment date is 2026-06-15. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does SLM pay in dividends per year?
SLM Corporation paid $0.52 per share in annual dividends in 2025. The dividends are paid quarterly.
Has SLM been increasing its dividend?
SLM Corporation has grown its dividend at a 5-year CAGR of 19.88%.
Is SLM's dividend safe?
SLM Corporation has a payout ratio of 14.44%. Its free cash flow payout ratio is 36.88%. A payout ratio below 60% is generally considered sustainable.
How is SLM's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates SLM Corporation's dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.