Stellar Bancorp Inc.
S&P 500STEL/Financial Services · Banks - Regional/NYSE
Dividend Yield
1.53%
$0.59 · Annual Dividend
Dividend Safety Rating
STEL's dividend appears very safe. Strengths include a 28.2% earnings payout ratio & 25.9% fcf payout ratio. Areas of concern: 6.4% return on equity. The dividend has been growing at a 7.34% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 9 of 10 metrics
Strengths
- Earnings Payout Ratio: 28.2%Low earnings payout ratio leaves room to grow the dividend.
- FCF Payout Ratio: 25.9%Free cash flow comfortably covers the dividend.
- Operating Margin: 39.8%Healthy operating margin provides a wide buffer.
Risks
- Return on Equity: 6.4%Return on equity is below industry norms.
Payout & Coverage
Very SafeBalance Sheet
N/AProfitability
CautionDividend Track Record
Very SafeAbout Stellar Bancorp Inc.
Stellar Bancorp Inc. is a financial services company that operates primarily in the banking sector. It provides a range of banking and financial services to both individual and business customers. The company's core offerings include traditional banking products such as checking and savings accounts, personal and commercial loans, and mortgage services. In addition to these, Stellar Bancorp Inc. also provides investment management services, catering to clients' needs to build and protect their wealth. The firm serves a variety of economic sectors through its network of branches and online platforms, which facilitate convenient access to financial resources. It plays a crucial role in supporting community growth by providing loans and financial advice to local businesses, and fostering economic development. Stellar Bancorp Inc.'s market significance lies in its robust financial health and ability to adapt to changing economic conditions, maintaining stability while exploring growth opportunities within the financial sector.
Dividend Overview
Dividend Yield
1.53%
Annual Dividend
$0.59
Frequency
Quarterly
Payout Ratio
28.16%
FCF Payout Ratio
25.85%
52-Week Range
$27.60 - $40.21
Dividend History (2016–2025)
STEL annual dividend per share and yield history
Earnings & Profitability
STEL earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
June 15, 2026
Next Payment Date
June 26, 2026
Dividend Growth
3-Year Dividend CAGR
3.11%
5-Year Dividend CAGR
7.34%
10-Year Dividend CAGR
N/A
3-Year Total Growth
9.62%
5-Year Total Growth
42.50%
10-Year Total Growth
N/A
Income Calculator
Frequently Asked Questions
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How is STEL's Dividend Safety Rating calculated?
Want to understand how we rate dividend safety? Read our full methodology
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.