St. James's Place Plc

STJ.L|Financial Services|Asset Management|£11.88|P/E 11.9|MCap 60.2M|LSE

Last update: May 9, 2026 at 09:32

Dividend Safety Rating

Safe

STJ.L's dividend appears safe and well-supported. Strengths include a 18.2% earnings payout ratio & 9.0% fcf payout ratio. Areas of concern: 3.5% operating margin & Volatile profit margin stability. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 9 of 10 metrics

Strengths

Earnings Payout Ratio: 18.2%Low earnings payout ratio leaves room to grow the dividend.
FCF Payout Ratio: 9.0%Free cash flow comfortably covers the dividend.
Return on Equity: 38.6%Strong return on equity reflects efficient profit generation.

Risks

5-Year Dividend CAGR: -2.1%Dividend growth has been weak or negative.
Operating Margin: 3.5%Operating margin is thin and pressures the dividend.
Profit Margin Stability: VolatileProfit margins have been volatile.

Payout & Coverage

Very Safe

Earnings Payout Ratio

18.2%Very Safe

FCF Payout Ratio

9.0%Very Safe

Balance Sheet

N/A

Net Debt / Total Assets

N/AN/A

Profitability

Caution

Return on Equity

38.6%Very Safe

Operating Margin

3.5%Warning

Profit Margin Stability

VolatileWarning

Dividend Track Record

Safe

11+ yrsVery Safe

NoneVery Safe

-2.1%Danger

Mostly StableCaution

About St. James's Place Plc

St. James's Place Plc is a British wealth management company specializing in financial advice, fund management, and life insurance services. Headquartered in Cirencester, Gloucestershire, it operates a vertically integrated model through a network of partners, offering products such as unit trusts, insurance bonds, pensions, investment savings accounts, and discretionary fund management. The firm supports clients with comprehensive solutions including investment strategies, retirement planning, inheritance tax mitigation, social care provisions, intergenerational wealth transfer, banking, mortgages, and business advisory services. With over 20 offices across the United Kingdom and international presence in Asia and Dubai, St. James's Place Plc manages approximately £190 billion in assets under management as of December 2024. Founded in 1991 by Mark Weinberg and Mike Wilson with backing from Jacob Rothschild, it has evolved through mergers, acquisitions like Henley Group and Rowan Dartington, and leadership transitions, including CEO Mark FitzPatrick since 2023. The company plays a significant role in the UK financial services sector, serving individual, family, private, and business clients while navigating regulatory landscapes and operational restructurings.

Dividend Overview

Dividend Yield

1.52%

Annual Dividend

£0.18

Frequency

Semi-Annual

Payout Ratio

18.22%

FCF Payout Ratio

9.03%

Stock Price

£11.88

52-Week Range

£0.13 – £15.76

Dividend History (2016–2025)

STJ.L annual dividend per share and yield history

Earnings & Profitability

STJ.L earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

March 26, 2026

Next Payment Date

—

Dividend Growth

3-Year Dividend CAGR

-31.50%

5-Year Dividend CAGR

-2.09%

10-Year Dividend CAGR

2.28%

3-Year Total Growth

-67.86%

5-Year Total Growth

-10.00%

10-Year Total Growth

25.26%

Income Calculator

STJ.L Dividend Calculator

Number of Shares

Total Investment

£1,187.62

Annual Income

£18.00

Quarterly Income

£4.50

Monthly Income

£1.50

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Frequently Asked Questions

What is STJ.L's current dividend yield?

St. James's Place Plc (STJ.L) currently has a dividend yield of 1.52%, based on a stock price of £11.88 and an annual dividend of £0.18.

When is STJ.L's next dividend payment date?

STJ.L's next ex-dividend date is 2026-03-26 and the next payment date is —. You must own the stock before the ex-dividend date to receive the upcoming payment.

How much does STJ.L pay in dividends per year?

St. James's Place Plc paid £0.18 per share in annual dividends in 2025. The dividends are paid semi-annual.

Has STJ.L been increasing its dividend?

St. James's Place Plc has grown its dividend at a 5-year CAGR of -2.09% and a 10-year CAGR of 2.28%.

Is STJ.L's dividend safe?

St. James's Place Plc has a payout ratio of 18.22%. A payout ratio below 60% is generally considered sustainable.

How is STJ.L's Dividend Safety Rating calculated?

The Dividend Safety Rating evaluates St. James's Place Plc's dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.