Back to Dividend Stocks
Tompkins Financial Corporation (TMP) logo

Tompkins Financial Corporation

S&P 500

TMP/Financial Services · Banks - Regional/NYSE

Dividend Yield

2.89%

$2.61 · Annual Dividend

Stock Price$93.30P/E7.7MCap1.3BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

86/ 100Very Safe

TMP's dividend appears very safe. Strengths include a 21.9% earnings payout ratio & 44.8% fcf payout ratio. Areas of concern: Volatile profit margin stability. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 10 of 10 metrics

Strengths

  • Earnings Payout Ratio: 21.9%Low earnings payout ratio leaves room to grow the dividend.
  • Net Debt / Total Assets: 5.0%Healthy balance sheet with low net debt.
  • Operating Margin: 41.9%Healthy operating margin provides a wide buffer.

Risks

  • Profit Margin Stability: VolatileProfit margins have been volatile.

Payout & Coverage

Very Safe

Balance Sheet

Very Safe

Profitability

Safe
41.9%Very Safe

Dividend Track Record

Very Safe
11+ yrsVery Safe
NoneVery Safe
GrowingVery Safe

About Tompkins Financial Corporation

Tompkins Financial Corporation is a diversified financial services company primarily focused on providing a broad array of banking, insurance, and wealth management services. With its headquarters in Ithaca, New York, the corporation serves individual and commercial clients across the state and beyond through a network of community banks and insurance agencies. Its primary function is to offer personalized financial services, which include traditional banking operations such as deposit accounts, commercial and consumer loans, and mortgage services. Tompkins Financial Corporation places a strong emphasis on community engagement and customer relationships, providing tailored services that cater to the unique financial needs of its clients. The corporation operates in various sectors, impacting local economies by offering competitive rates and innovative financial solutions. The wealth management division extends investment advice, trust, and estate planning, addressing long-term financial planning needs. In the financial market, Tompkins Financial Corporation is recognized for its stability and commitment to community banking principles. It plays a vital role in supporting small to medium-sized businesses and fostering regional economic growth, contributing to its reputation as a reliable financial partner in the areas it operates.

Dividend Overview

Dividend Yield

2.89%

Annual Dividend

$2.61

Frequency

Quarterly

Payout Ratio

21.90%

FCF Payout Ratio

44.79%

52-Week Range

$61.21 - $94.06

Dividend History (2016–2025)

TMP annual dividend per share and yield history

Earnings & Profitability

TMP earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

May 8, 2026

Last Payment Date

May 15, 2026

Dividend Growth

3-Year Dividend CAGR

2.81%

5-Year Dividend CAGR

3.63%

10-Year Dividend CAGR

3.97%

3-Year Total Growth

8.66%

5-Year Total Growth

19.52%

10-Year Total Growth

47.65%

Income Calculator

TMP Dividend Calculator

Total Investment

$9,330.00

Annual Income

$261.00

Quarterly Income

$65.25

Monthly Income

$21.75

Frequently Asked Questions

What is TMP's current dividend yield?
Tompkins Financial Corporation (TMP) currently has a dividend yield of 2.89%, based on a stock price of $93.30 and an annual dividend of $2.61.
When is TMP's next dividend payment date?
TMP's next ex-dividend date is 2026-05-08 and the next payment date is 2026-05-15. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does TMP pay in dividends per year?
Tompkins Financial Corporation paid $2.51 per share in annual dividends in 2025. The dividends are paid quarterly.
Has TMP been increasing its dividend?
Tompkins Financial Corporation has grown its dividend at a 5-year CAGR of 3.63% and a 10-year CAGR of 3.97%.
Is TMP's dividend safe?
Tompkins Financial Corporation has a payout ratio of 21.90%. Its free cash flow payout ratio is 44.79%. A payout ratio below 60% is generally considered sustainable.
How is TMP's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Tompkins Financial Corporation's dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

Track TMP Dividends with OnlyDividends

What will TMP actually pay you after taxes? Track every payout, get notified on payment dates, and stop guessing.

Download the App

This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.