Tompkins Financial Corporation
S&P 500TMP/Financial Services · Banks - Regional/NYSE
Dividend Yield
2.89%
$2.61 · Annual Dividend
Dividend Safety Rating
TMP's dividend appears very safe. Strengths include a 21.9% earnings payout ratio & 44.8% fcf payout ratio. Areas of concern: Volatile profit margin stability. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 10 of 10 metrics
Strengths
- Earnings Payout Ratio: 21.9%Low earnings payout ratio leaves room to grow the dividend.
- Net Debt / Total Assets: 5.0%Healthy balance sheet with low net debt.
- Operating Margin: 41.9%Healthy operating margin provides a wide buffer.
Risks
- Profit Margin Stability: VolatileProfit margins have been volatile.
Payout & Coverage
Very SafeBalance Sheet
Very SafeProfitability
SafeDividend Track Record
Very SafeAbout Tompkins Financial Corporation
Tompkins Financial Corporation is a diversified financial services company primarily focused on providing a broad array of banking, insurance, and wealth management services. With its headquarters in Ithaca, New York, the corporation serves individual and commercial clients across the state and beyond through a network of community banks and insurance agencies. Its primary function is to offer personalized financial services, which include traditional banking operations such as deposit accounts, commercial and consumer loans, and mortgage services. Tompkins Financial Corporation places a strong emphasis on community engagement and customer relationships, providing tailored services that cater to the unique financial needs of its clients. The corporation operates in various sectors, impacting local economies by offering competitive rates and innovative financial solutions. The wealth management division extends investment advice, trust, and estate planning, addressing long-term financial planning needs. In the financial market, Tompkins Financial Corporation is recognized for its stability and commitment to community banking principles. It plays a vital role in supporting small to medium-sized businesses and fostering regional economic growth, contributing to its reputation as a reliable financial partner in the areas it operates.
Dividend Overview
Dividend Yield
2.89%
Annual Dividend
$2.61
Frequency
Quarterly
Payout Ratio
21.90%
FCF Payout Ratio
44.79%
52-Week Range
$61.21 - $94.06
Dividend History (2016–2025)
TMP annual dividend per share and yield history
Earnings & Profitability
TMP earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
May 8, 2026
Last Payment Date
May 15, 2026
Dividend Growth
3-Year Dividend CAGR
2.81%
5-Year Dividend CAGR
3.63%
10-Year Dividend CAGR
3.97%
3-Year Total Growth
8.66%
5-Year Total Growth
19.52%
10-Year Total Growth
47.65%
Income Calculator
Frequently Asked Questions
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.