United Bankshares, Inc.
S&P 500UBSI/Financial Services · Banks - Regional/NASDAQ
Dividend Yield
3.36%
$1.51 · Annual Dividend
Dividend Safety Rating
UBSI's dividend appears very safe. Strengths include a 42.0% earnings payout ratio & 40.7% fcf payout ratio. Areas of concern: 1.3% 5-year dividend cagr. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 9 of 10 metrics
Strengths
- Earnings Payout Ratio: 42.0%Low earnings payout ratio leaves room to grow the dividend.
- Operating Margin: 52.1%Healthy operating margin provides a wide buffer.
- Profit Margin Stability: Very StableProfit margins have stayed stable through cycles.
Risks
- 5-Year Dividend CAGR: 1.3%Dividend growth has been weak or negative.
Payout & Coverage
Very SafeBalance Sheet
N/AProfitability
SafeDividend Track Record
SafeAbout United Bankshares, Inc.
United Bankshares, Inc. is a financial holding company that operates as the parent of United Bank, providing comprehensive community banking services across multiple states. It accepts deposits and originates various loans, including personal, credit card, commercial, and construction loans, while offering brokerage services, safe deposit boxes, and related financial products. The company maintains nearly 240 full-service banking offices and 22 loan origination offices in Virginia, West Virginia, Maryland, Pennsylvania, Ohio, North Carolina, South Carolina, Georgia, and Washington, D.C. United Bankshares, Inc. focuses on the community banking segment, emphasizing service to local customers, businesses, and communities in its operational footprint. With dual headquarters in Washington, D.C., and Charleston, West Virginia, it serves as a key regional player in the financial services sector, supporting economic activities through its deposit and lending operations.
Dividend Overview
Dividend Yield
3.36%
Annual Dividend
$1.51
Frequency
Quarterly
Payout Ratio
42.02%
FCF Payout Ratio
40.66%
52-Week Range
$34.10 - $46.42
Dividend History (2016–2025)
UBSI annual dividend per share and yield history
Earnings & Profitability
UBSI earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
June 12, 2026
Next Payment Date
July 1, 2026
Dividend Growth
3-Year Dividend CAGR
1.14%
5-Year Dividend CAGR
1.25%
10-Year Dividend CAGR
1.45%
3-Year Total Growth
3.47%
5-Year Total Growth
6.43%
10-Year Total Growth
15.50%
Income Calculator
Frequently Asked Questions
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How is UBSI's Dividend Safety Rating calculated?
Want to understand how we rate dividend safety? Read our full methodology
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.