United Community Banks, Inc.
S&P 500UCB/Financial Services · Banks - Regional/NYSE
Dividend Yield
3.00%
$1.00 · Annual Dividend
Dividend Safety Rating
UCB's dividend appears very safe. Strengths include a 36.3% earnings payout ratio & 38.0% fcf payout ratio. Areas of concern: 2+ yrs dividend streak. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 8 of 10 metrics
Strengths
- Earnings Payout Ratio: 36.3%Low earnings payout ratio leaves room to grow the dividend.
- FCF Payout Ratio: 38.0%Free cash flow comfortably covers the dividend.
- Operating Margin: 45.6%Healthy operating margin provides a wide buffer.
Risks
- Dividend Streak: 2+ yrsShort dividend history limits track-record signal.
Payout & Coverage
Very SafeBalance Sheet
N/AProfitability
SafeDividend Track Record
SafeAbout United Community Banks, Inc.
United Community Banks, Inc. is the financial holding company for United Community Bank, a prominent full-service financial institution serving the Southeast United States. It provides a comprehensive suite of personal and business banking solutions, including checking and savings accounts, mobile and online banking platforms, credit cards, mortgages, and various loan products. The bank supports customers through an extensive network of branches across Alabama, Florida, Georgia, North Carolina, South Carolina, and Tennessee, offering convenient access to financial services tailored to individual and commercial needs. United Community Bank emphasizes quality products and advanced banking technology to meet diverse financial requirements, from everyday transactions to home financing and business lending. Founded in 1974 and headquartered in Blairsville, Georgia, United Community Banks, Inc. plays a vital role in regional financial markets by delivering reliable, community-focused banking services to consumers, businesses, and local economies.
Dividend Overview
Dividend Yield
3.00%
Annual Dividend
$1.00
Frequency
Quarterly
Payout Ratio
36.26%
FCF Payout Ratio
37.97%
52-Week Range
$28.65 - $36.77
Dividend History (2016–2025)
UCB annual dividend per share and yield history
Earnings & Profitability
UCB earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
June 15, 2026
Next Payment Date
July 3, 2026
Dividend Growth
3-Year Dividend CAGR
N/A
5-Year Dividend CAGR
N/A
10-Year Dividend CAGR
N/A
3-Year Total Growth
N/A
5-Year Total Growth
N/A
10-Year Total Growth
N/A
Income Calculator
Frequently Asked Questions
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How is UCB's Dividend Safety Rating calculated?
Want to understand how we rate dividend safety? Read our full methodology
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.