UMB Financial Corporation
S&P 500UMBF/Financial Services · Banks - Regional/NASDAQ
Dividend Yield
1.23%
$1.69 · Annual Dividend
Dividend Safety Rating
UMBF's dividend appears very safe. Strengths include a 14.5% earnings payout ratio & 14.8% fcf payout ratio. The dividend has been growing at a 5.45% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 9 of 10 metrics
Strengths
- Earnings Payout Ratio: 14.5%Low earnings payout ratio leaves room to grow the dividend.
- FCF Payout Ratio: 14.8%Free cash flow comfortably covers the dividend.
- Operating Margin: 51.0%Healthy operating margin provides a wide buffer.
Risks
No material risks identified across rated metrics.
Payout & Coverage
Very SafeBalance Sheet
N/AProfitability
Very SafeDividend Track Record
Very SafeAbout UMB Financial Corporation
UMB Financial Corporation is a diversified financial services holding company with a long-standing presence in the industry, having been established in 1913. Headquartered in Kansas City, Missouri, it provides a comprehensive suite of banking and financial solutions for commercial, institutional, and personal clients. The company operates primarily through three key segments: commercial banking, which offers a full range of deposit, lending, and investment services; institutional banking, with offerings such as asset servicing, corporate trust, investment banking, and healthcare account administration; and personal banking, featuring wealth management and financial planning services. Notably, UMB Financial has expanded its reach across multiple U.S. states, serving clients through numerous banking centers in the Midwest and Southwest, and has recently extended its presence through acquisitions. The company is recognized for its strong commitment to integrity, customer-focused solutions, and community engagement. UMB Financial plays a crucial role in facilitating capital flows, supporting businesses and individuals across a broad economic spectrum, and contributing to the resilience and efficiency of regional financial markets.
Dividend Overview
Dividend Yield
1.23%
Annual Dividend
$1.69
Frequency
Quarterly
Payout Ratio
14.52%
FCF Payout Ratio
14.80%
52-Week Range
$102.47 - $144.78
Dividend History (2016–2025)
UMBF annual dividend per share and yield history
Earnings & Profitability
UMBF earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
June 10, 2026
Next Payment Date
July 1, 2026
Dividend Growth
3-Year Dividend CAGR
3.04%
5-Year Dividend CAGR
5.45%
10-Year Dividend CAGR
5.55%
3-Year Total Growth
9.40%
5-Year Total Growth
30.40%
10-Year Total Growth
71.58%
Income Calculator
Frequently Asked Questions
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How is UMBF's Dividend Safety Rating calculated?
Want to understand how we rate dividend safety? Read our full methodology
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.