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Unum Group

S&P 500

UNM/Financial Services · Insurance - Life/NYSE

Dividend Yield

2.03%

$1.84 · Annual Dividend

Stock Price$88.92P/E19.5MCap14.5BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

76/ 100Safe

UNM's dividend appears safe and well-supported. Strengths include a 39.0% earnings payout ratio & 57.0% fcf payout ratio. Areas of concern: 7.1% return on equity & Volatile profit margin stability. The dividend has been growing at a 9.07% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 9 of 10 metrics

Strengths

  • Earnings Payout Ratio: 39.0%Low earnings payout ratio leaves room to grow the dividend.
  • Dividend Streak: 11+ yrsLong, uninterrupted dividend track record.
  • Dividend Cut: NoneNo dividend cut in recent history.

Risks

  • Return on Equity: 7.1%Return on equity is below industry norms.
  • Profit Margin Stability: VolatileProfit margins have been volatile.

Payout & Coverage

Very Safe

Balance Sheet

N/A

Profitability

Warning
7.1%Warning
10.6%Caution

Dividend Track Record

Very Safe
11+ yrsVery Safe
NoneVery Safe
GrowingVery Safe

About Unum Group

Unum Group is a leading insurance company specializing in financial protection benefits. Its primary function is to offer products and services such as disability, life, accident, critical illness, and dental insurance to both individual consumers and larger business entities. With a focus on providing income protection and benefits solutions, Unum Group plays a crucial role in the financial well-being of its clients by helping secure financial stability in times of need. The company serves a wide range of sectors including corporate clients, small businesses, and individual policyholders, making its offerings integral to workforce benefits and personal financial planning. Headquartered in Chattanooga, Tennessee, Unum Group operates across the United States, the United Kingdom, and Poland, underscoring its international presence and influence in the insurance industry. As a major player in the financial services sector, it continues to enhance its offerings to meet evolving customer needs, thereby maintaining its position as a pivotal provider in the realm of employee benefits solutions.

Dividend Overview

Dividend Yield

2.03%

Annual Dividend

$1.84

Frequency

Quarterly

Payout Ratio

38.96%

FCF Payout Ratio

57.03%

52-Week Range

$68.28 - $93.22

Dividend History (2016–2025)

UNM annual dividend per share and yield history

Earnings & Profitability

UNM earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

April 24, 2026

Last Payment Date

May 15, 2026

Dividend Growth

3-Year Dividend CAGR

11.78%

5-Year Dividend CAGR

9.07%

10-Year Dividend CAGR

9.66%

3-Year Total Growth

39.68%

5-Year Total Growth

54.39%

10-Year Total Growth

151.43%

Income Calculator

UNM Dividend Calculator

Total Investment

$8,892.00

Annual Income

$184.00

Quarterly Income

$46.00

Monthly Income

$15.33

Frequently Asked Questions

What is UNM's current dividend yield?
Unum Group (UNM) currently has a dividend yield of 2.03%, based on a stock price of $88.92 and an annual dividend of $1.84.
When is UNM's next dividend payment date?
UNM's next ex-dividend date is 2026-04-24 and the next payment date is 2026-05-15. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does UNM pay in dividends per year?
Unum Group paid $1.76 per share in annual dividends in 2025. The dividends are paid quarterly.
Has UNM been increasing its dividend?
Unum Group has grown its dividend at a 5-year CAGR of 9.07% and a 10-year CAGR of 9.66%.
Is UNM's dividend safe?
Unum Group has a payout ratio of 38.96%. Its free cash flow payout ratio is 57.03%. A payout ratio below 60% is generally considered sustainable.
How is UNM's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates Unum Group's dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.