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WaFd, Inc. (WAFD) logo

WaFd, Inc.

S&P 500

WAFD/Financial Services · Banks - Regional/NASDAQ

Dividend Yield

2.94%

$1.08 · Annual Dividend

Stock Price$38.01P/E12.0MCap2.7BLast update: Jun 26, 2026 at 06:56

Dividend Safety Rating

85/ 100Very Safe

WAFD's dividend appears very safe. Strengths include a 44.9% fcf payout ratio & 4.3% net debt / total assets. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.

Based on 9 of 10 metrics

Strengths

  • Net Debt / Total Assets: 4.3%Healthy balance sheet with low net debt.
  • Operating Margin: 45.8%Healthy operating margin provides a wide buffer.
  • Profit Margin Stability: Very StableProfit margins have stayed stable through cycles.

Risks

No material risks identified across rated metrics.

Payout & Coverage

Safe

Balance Sheet

Very Safe

Profitability

Safe
8.4%Caution
45.8%Very Safe
Very StableVery Safe

Dividend Track Record

Very Safe
11+ yrsVery Safe
NoneVery Safe
GrowingVery Safe

About WaFd, Inc.

WaFd, Inc. is a bank holding company that operates through its primary subsidiary, Washington Federal, providing banking services in the United States. The institution focuses on offering solutions that include checking and savings accounts, home loans, construction and real estate mortgage loans, business banking services, and financial tools for individuals and enterprises. WaFd, Inc. is distinct in its commitment to tailored customer service and robust online banking platforms, which are increasingly vital in today's digital financial landscape. Serving both individuals and small to medium-sized businesses, it plays a pivotal role in financing residential and commercial real estate markets, influencing regional economic development. Headquartered in Seattle, WaFd, Inc. maintains a significant presence across the western states, where its efforts support community growth through responsible lending practices. In the broader financial market, it represents a stable financial entity, contributing to economic stability in its operating regions while embodying the traditional yet evolving wave of regional banking expertise.

Dividend Overview

Dividend Yield

2.94%

Annual Dividend

$1.08

Frequency

Quarterly

Payout Ratio

FCF Payout Ratio

44.88%

52-Week Range

$26.31 - $38.59

Dividend History (2016–2025)

WAFD annual dividend per share and yield history

Earnings & Profitability

WAFD earnings per share and net profit margin

Key Dates

Last Ex-Dividend Date

May 22, 2026

Last Payment Date

June 5, 2026

Dividend Growth

3-Year Dividend CAGR

4.00%

5-Year Dividend CAGR

4.18%

10-Year Dividend CAGR

7.58%

3-Year Total Growth

12.50%

5-Year Total Growth

22.73%

10-Year Total Growth

107.69%

Income Calculator

WAFD Dividend Calculator

Total Investment

$3,801.00

Annual Income

$108.00

Quarterly Income

$27.00

Monthly Income

$9.00

Frequently Asked Questions

What is WAFD's current dividend yield?
WaFd, Inc. (WAFD) currently has a dividend yield of 2.94%, based on a stock price of $38.01 and an annual dividend of $1.08.
When is WAFD's next dividend payment date?
WAFD's next ex-dividend date is 2026-05-22 and the next payment date is 2026-06-05. You must own the stock before the ex-dividend date to receive the upcoming payment.
How much does WAFD pay in dividends per year?
WaFd, Inc. paid $1.08 per share in annual dividends in 2025. The dividends are paid quarterly.
Has WAFD been increasing its dividend?
WaFd, Inc. has grown its dividend at a 5-year CAGR of 4.18% and a 10-year CAGR of 7.58%.
Is WAFD's dividend safe?
WaFd, Inc. has a payout ratio of —. Its free cash flow payout ratio is 44.88%. A payout ratio below 60% is generally considered sustainable.
How is WAFD's Dividend Safety Rating calculated?
The Dividend Safety Rating evaluates WaFd, Inc.'s dividend sustainability across four categories: Payout & Coverage (30%), Balance Sheet (20%), Profitability (20%), and Dividend Track Record (30%). Each metric is rated from "Very Safe" to "Danger" based on industry-standard thresholds, with sector-specific adjustments for financial services companies. The overall score ranges from 0 to 100.

Want to understand how we rate dividend safety? Read our full methodology

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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.

Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.

Market data provided by Twelve Data.