Wintrust Financial Corporation
S&P 500WTFC/Financial Services · Banks - Regional/NASDAQ
Dividend Yield
1.35%
$2.10 · Annual Dividend
Dividend Safety Rating
WTFC's dividend appears very safe. Strengths include a 17.2% earnings payout ratio & 10.5% fcf payout ratio. The dividend has been growing at a 12.30% 5-year CAGR. As a financial company, some traditional cash flow metrics are less applicable. The score focuses on earnings-based coverage and profitability.
Based on 9 of 10 metrics
Strengths
- Earnings Payout Ratio: 17.2%Low earnings payout ratio leaves room to grow the dividend.
- FCF Payout Ratio: 10.5%Free cash flow comfortably covers the dividend.
- Operating Margin: 46.3%Healthy operating margin provides a wide buffer.
Risks
No material risks identified across rated metrics.
Payout & Coverage
Very SafeBalance Sheet
N/AProfitability
SafeDividend Track Record
Very SafeAbout Wintrust Financial Corporation
Wintrust Financial Corporation is a financial holding company that operates as a community-focused bank with regional prominence across northern Illinois, southern Wisconsin, northwest Indiana, and western Michigan. The company provides comprehensive banking services including traditional retail and commercial banking, as well as specialized financial solutions. Its operations span three primary segments: community banking, which generates the majority of revenue; specialty finance, including premium financing for property and casualty insurance and life insurance; and wealth management services. Wintrust also offers treasury management services and equipment financing capabilities. The company operates 15 chartered community banks and maintains a substantial presence in its core markets, establishing itself as a significant regional banking institution. Wintrust's business model emphasizes personalized customer service while leveraging its unique market position to deliver loans, deposits, and financial products tailored to local and commercial clients throughout its footprint.
Dividend Overview
Dividend Yield
1.35%
Annual Dividend
$2.10
Frequency
Quarterly
Payout Ratio
17.18%
FCF Payout Ratio
10.54%
52-Week Range
$119.61 - $163.36
Dividend History (2016–2025)
WTFC annual dividend per share and yield history
Earnings & Profitability
WTFC earnings per share and net profit margin
Key Dates
Last Ex-Dividend Date
May 14, 2026
Last Payment Date
May 28, 2026
Dividend Growth
3-Year Dividend CAGR
13.72%
5-Year Dividend CAGR
12.30%
10-Year Dividend CAGR
16.35%
3-Year Total Growth
47.06%
5-Year Total Growth
78.57%
10-Year Total Growth
354.55%
Income Calculator
Frequently Asked Questions
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How is WTFC's Dividend Safety Rating calculated?
Want to understand how we rate dividend safety? Read our full methodology
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This page is not investment advice. The content is for informational purposes only and should not be construed as a recommendation to buy, sell, or hold any security. Always do your own research and consult a qualified financial advisor before making investment decisions.
Financial data, including dividend history, earnings, balance sheet metrics, and the Dividend Safety Rating, is provided for informational purposes only. Data may be delayed or differ from official filings. Past performance does not guarantee future results. Always verify with official sources before making investment decisions.
Market data provided by Twelve Data.